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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

Easy to use app, simple and straight forward

Easy to use app, simple and straight forward Reviewed on: 22nd April 2025

Always fast when fraud is detected, easy to talk to...

Always fast when fraud is detected, easy to talk to only thing that’s a down side is they aren’t allowing the card on Apple Pay Reviewed on: 22nd April 2025

Credit card is conveinant and handy

Credit card is conveinant and handy Reviewed on: 22nd April 2025

Zopa Credit Excellence

Great rates of interest, easy to speak to customer service, easy access to look at details on line and great hikes in credit limits Reviewed on: 22nd April 2025

Just Perfect!

Excellent service all round their fixing of my issues with using the app was second to none and I fixed the problem I had with ease. Very polite agents and very patient! Thank you Reviewed on: 22nd April 2025

Great app

Great app and customer service,easy to use and find things you need Reviewed on: 22nd April 2025

I had a seamless experience onboarding and I found t...

I had a seamless experience onboarding and I found the app really easy to use as it is user friendly Reviewed on: 22nd April 2025

Easy app

Easy set up and app is really easy to use Reviewed on: 22nd April 2025

Very satisfied customer.No hidden charges.

Very satisfied customer and their products have no issues. Reviewed on: 22nd April 2025

Great customer service and user experience is great...

Great customer service and user experience is great in the mobile app Reviewed on: 22nd April 2025

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