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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great overall experience, fast and easy to use onlin...

Great overall experience, fast and easy to use online account Reviewed on: 22nd April 2025

Great company

Great experience never had any problems Reviewed on: 22nd April 2025

Very quick & efficient.

Very quick & efficient. Tells you immediately what your credit limit will be. Reviewed on: 22nd April 2025

Fabulous service and easy to use .

Fabulous service and easy to use . Reviewed on: 22nd April 2025

Good card

Easy to apply and get accepted and easy to set up account online. The statements are concise and payments easy to make. Credit limit to suit your needs. Reviewed on: 22nd April 2025

Great and reliable company would recommend to family...

Great and reliable company would recommend to family and friends Reviewed on: 22nd April 2025

Simply Marvellous, Life saver Zopa.

Simply Marvellous, Life saver Zopa. Not all superheros are huan being they also come in the form of banks. Reviewed on: 22nd April 2025

Very easy to use there app no problems whatsoever

Very easy to use there app no problems whatsoever Reviewed on: 22nd April 2025

Zopa 5 star review

Always helpful when you call. And the user experience is excellent Reviewed on: 22nd April 2025

Zopa are very good customer service is excellent onl...

Zopa are very good customer service is excellent only thing is not had a credit limit increase for a while Reviewed on: 22nd April 2025

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