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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Really good company helped my build my credit score...

Really good company helped my build my credit score backup Reviewed on: 22nd April 2025

Never an issue so never a problem

Never an issue so never a problem Reviewed on: 22nd April 2025

Your service is the best, and I am 100% happy with it.

Your service is the best, and I am 100% happy with it. Thanks Reviewed on: 22nd April 2025

Very easy to apply and to manage your accounts online

Very easy to apply and to manage your accounts online Reviewed on: 22nd April 2025

Never had any issues great bank

Never had any issues great bank Reviewed on: 22nd April 2025

Great Customer Service Experience!

Great Customer Service Experience! Reviewed on: 22nd April 2025

Great service

Nothing but great service, always been there when needed Reviewed on: 22nd April 2025

Zopa is an excellent credit card for people who are...

Zopa is an excellent credit card for people who are on a budget. Their range of tools including the credit cushion and advanced notifications of payments help me make the most of this product Reviewed on: 22nd April 2025

Straight forward and easy to use, good communication...

Straight forward and easy to use, good communication and payment reminders Reviewed on: 22nd April 2025

Zopa trusted me when nobody else would, they have be...

Zopa trusted me when nobody else would, they have been so helpful and done everything they could. Quick and reassuring as possible and staff are always hospitable. Reviewed on: 22nd April 2025

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