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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great company great product and excellent customer s...

Great company great product and excellent customer service Reviewed on: 22nd April 2025

Really good company helped my build my credit score...

Really good company helped my build my credit score backup Reviewed on: 22nd April 2025

Never an issue so never a problem

Never an issue so never a problem Reviewed on: 22nd April 2025

Your service is the best, and I am 100% happy with it.

Your service is the best, and I am 100% happy with it. Thanks Reviewed on: 22nd April 2025

Very easy to apply and to manage your accounts online

Very easy to apply and to manage your accounts online Reviewed on: 22nd April 2025

Never had any issues great bank

Never had any issues great bank Reviewed on: 22nd April 2025

Great Customer Service Experience!

Great Customer Service Experience! Reviewed on: 22nd April 2025

Great service

Nothing but great service, always been there when needed Reviewed on: 22nd April 2025

Zopa is an excellent credit card for people who are...

Zopa is an excellent credit card for people who are on a budget. Their range of tools including the credit cushion and advanced notifications of payments help me make the most of this product Reviewed on: 22nd April 2025

Straight forward and easy to use, good communication...

Straight forward and easy to use, good communication and payment reminders Reviewed on: 22nd April 2025

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