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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Great company, great products!

Great company, great products! App is brilliant, everything is clear and simple. Super fast communication and applications dealt with and processed extremely fast. Love Zopa! Reviewed on: 1st March 2025

ZOPA CREDIT CARD

Very helpful and staff easy to deal with. Great that everything can be done via their app. Reviewed on: 22nd April 2025

Excellent service

The process from start was seamless and the card works perfectly.interest rate competitive Reviewed on: 22nd April 2025

Great card and useful to improve my credit score.

Great card and useful to improve my credit score. The app is user friendly and easy to use. Reviewed on: 22nd April 2025

Easy application and useful card to have

Easy application and useful card to have Reviewed on: 22nd April 2025

Easy to apply for.

Easy to apply for. Good customer service support Reviewed on: 22nd April 2025

Always available at all times love their services

Always available at all times love their services Reviewed on: 22nd April 2025

Zopa credit card

Great app and easy to navigate, lots if helpful features as well , a messaging option with agent on hand to help with queries , also like the card feature which is very secure . Reviewed on: 22nd April 2025

A bit expensive the interest rate

A bit expensive the interest rate Reviewed on: 22nd April 2025

Very good experience for me goodbye

Very good experience for me goodbye Reviewed on: 22nd April 2025

Very easy to use and easy to install and easy to tal...

Very easy to use and easy to install and easy to talk to Reviewed on: 22nd April 2025

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