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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very easy to use and easy to install and easy to tal...

Very easy to use and easy to install and easy to talk to Reviewed on: 22nd April 2025

Easy to use app and always helpful

Easy to use app and always helpful Reviewed on: 22nd April 2025

Zopa have been very helpful easy to use...

Zopa have been very helpful and super easy to use Reviewed on: 22nd April 2025

Perfect credit card.

Perfect credit card. One of the best Reviewed on: 22nd April 2025

Superb service

Superb service there when I needed tvem Reviewed on: 22nd April 2025

Great bank with loads of fab products and offers

Great bank with loads of fab products and offers Reviewed on: 22nd April 2025

Clear and simple instructions and easy to use app

Clear and simple instructions and easy to use app Reviewed on: 22nd April 2025

Brilliant company help sort out a fraudulent request

Brilliant company help sort out a fraudulent request Reviewed on: 22nd April 2025

Easy way to apply informed of credit increase and yo...

Easy way to apply informed of credit increase and your own to accept or not easy way to make payments Reviewed on: 22nd April 2025

Never had a problem with them been with them for...

Never had a problem with them been with them for years Reviewed on: 22nd April 2025

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Want to see more from Zopa?

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