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Zopa: Credit card reviews

4.94
Based on 44,337 reviews, last reviewed 21st Apr 2026
38% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026
Austin Hicks's avatar
Austin Hicks

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Efficient open does what it says

5
Efficient open does what it says Reviewed on: 22nd April 2025

best rate on credit cardt ...

5
Excellent rates on card better then most highly recommended Reviewed on: 22nd April 2025

It's the everyone car a card that everyone can use a...

5
It's the everyone car a card that everyone can use and easily control there spending with help and support for all customers at hand 24/7 for all there day to day enquiries Reviewed on: 22nd April 2025

Simple and easy to manage!

5
Simple and easy to manage! Great helpful team always at the end of the phone. Reviewed on: 22nd April 2025

Zopa provides excellent customer service

5
Zopa provides excellent customer service Reviewed on: 22nd April 2025

Fast and easy application.

5
Fast and easy application. Great communication Reviewed on: 22nd April 2025

Well informed and great products

5
Well informed and great products Reviewed on: 21st April 2025

Very flexible for what I need.

5
Very flexible for what I need..good rates and affordable repayments.. Reviewed on: 21st April 2025

Great card and service easy to use and customer serv...

5
Great card and service easy to use and customer service is great Reviewed on: 21st April 2025

Happiness

5
Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025

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