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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Happiness

Helped me in getting a new car with a loan through a sister company Reviewed on: 21st April 2025

Great rates to suppor building credit, easy to use a...

Great rates to suppor building credit, easy to use app to access the account and check balances, transactions with good security when purchasing abroad. Zopa also has great offers on other finanicial products such as quick and easy loans with good interest rates Reviewed on: 21st April 2025

ZOPA IS Top Class

I Just started ZOPA 2 months ago, just Account but no savings account. I got Interest.Thank and ZOpa. Reviewed on: 21st April 2025

Credit score.

Zopa excepted me with a low credit score I'm very grateful for the credit card. Thanks. Reviewed on: 21st April 2025

So easy to use and very supportive

So easy to use and very supportive Reviewed on: 21st April 2025

Great credit builder

I have used Zopa credit card to help build my credit score, they never give you more credit than you can afford. and it's easy to keep an eye on what you're spending using the app. Reviewed on: 21st April 2025

Very reliable and satisfied.

Very reliable and satisfied. personally recommendous bank Reviewed on: 21st April 2025

Great service and professional team.

Great service and professional team. Reviewed on: 21st April 2025

Excellent service and easy to use App

Excellent service and easy to use App Reviewed on: 21st April 2025

My experience with zoopa is good they have good cust...

My experience with zoopa is good they have good customer service overall good management with excellent team Reviewed on: 21st April 2025

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