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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Had no problems with using this account.

Had no problems with using this account. Kept updated on all purchases and payments. Reviewed on: 20th April 2025

Very efficient and good service a good card

Very efficient and good service a good card Reviewed on: 20th April 2025

Absolutley fantastic, highly recommend!

Absolutley fantastic, highly recommend! Reviewed on: 20th April 2025

I have a zopa credit card and I am very...

I have a zopa credit card and I am very happy with it Reviewed on: 20th April 2025

Very easy to use and helped my credit score

Very easy to use and helped my credit score Reviewed on: 20th April 2025

Zopa are very supportive and allow you to create a c...

Zopa are very supportive and allow you to create a cushion to keep some credit clear. ThThey also provide good saving rates on banking accounts Reviewed on: 20th April 2025

I don't know what to say at the moment.

I don't know what to say right now Reviewed on: 20th April 2025

Very good service .

Very good service .easy to talk to they make you feel as if your family rather than a customer Reviewed on: 20th April 2025

Great wee bank thar gives super savings options too.

Card was easy to open, offered 0% balance transfer and now have a great wee bank account too Reviewed on: 20th April 2025

Can't fault them any questions answered in seconds

Can't fault them any questions answered in seconds Reviewed on: 20th April 2025

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