Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Resolved Query

They dealt very quickly with my query. Reviewed on: 20th April 2025

It was easy quick and very efficient

It was easy quick and very efficient Reviewed on: 20th April 2025

Best credit card

Nothing but good experience the app is easy to navigate Reviewed on: 20th April 2025

Zopa top class

Zopa provides a top class service all round. It's credit card, it's bank card and the app are all very efficient and cover all your needs. Reviewed on: 20th April 2025

Great Card

App very good and no issues at all Reviewed on: 19th April 2025

Great service

I've had the credit card for a while, and it's been great. The app is fantastic and I'm able to control my spending with ease Reviewed on: 19th April 2025

I really love this card with low interest rate as co...

I really love this card with low interest rate as compare to other providers for starters. Reviewed on: 19th April 2025

Brilliant credit card easy to use app.

Brilliant credit card easy to use app. Reviewed on: 19th April 2025

Very good experience stable and very easy to use wit...

Very good experience stable and very easy to use with the app Reviewed on: 19th April 2025

my zopa credit card good for using in an emergency

my zopa credit card good for using in an emergency Reviewed on: 19th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Platinum Cashback Credit Card
from American Express 4.57 from 69 reviews
Credit cards
from Virgin Money 3.85 from 806 reviews
Platinum Purchase Card
from TSB 2.25 from 8 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub