Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

View other Zopa products

4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Greatest ever

Greatest ever experience, really happy I went with them, and looking forward to doing more with them and also see how it help my credit rating. Reviewed on: 19th April 2025

Fantastic app, easy to understand.

Fantastic app, easy to understand. Excellent support Reviewed on: 19th April 2025

Very good

Very good easy to Access the account Reviewed on: 19th April 2025

Thankyou ZOPA from a military Veteran..

After a few health issues from sepsis and pneumonia I had to sell my house as I wasn't allowed to work I had to ener into an Iva in 2020 because of my loss of job and I'll health trying to keep my home I ended up attempting suicide. But after managing to pay of my Iva. as I retire in July I ZOPA were the only company that would help me to get a credit card treating me like an individual and not a?name on a computer. This is why I say they are the best . Reviewed on: 19th April 2025

Since when i recieve credit card giving me very good...

Since when i recieve credit card giving me very good relief..... Reviewed on: 19th April 2025

It's there when I need it, no pressure.

It's there when I need it, no pressure. Easy to keep affordable. Reviewed on: 19th April 2025

Helped my credit score

Didn't think I would get a card because of my poor credit score but I did and it's helped me improve it Reviewed on: 19th April 2025

excellent service

Thank you do much for the help Its easy to apply. Reviewed on: 19th April 2025

Great company.

Great company. Easy to apply . Customer service is brilliant and an easy to use app Reviewed on: 19th April 2025

The best credit card ever i love it really really

The best credit card ever i love it really really Reviewed on: 19th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from HSBC 3.08 from 122 reviews
Credit Card
from thinkmoney 3.13 from 3 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69077 reviews
Current account
from Zopa 4.93 from 6584 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub