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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44337 reviews)

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4.94

Based on 44,337 reviews, last reviewed 21st Apr 2026

37% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I have had no issues at all never had to contact cus... I have had no issues at all never had to contact customer service Reviewed on: 21st April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44337)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Quick and easy to join and app great

Quick and easy to join and app great Reviewed on: 19th April 2025

Zopa, great customer experience

Zopa really understand money,they are always there to help with any issues. Their customer service is excellent. Their website so easy to use and easily accessible. Customers are treated as real people not just a number and a means to increase their profits, I feel valued and would recommend Zopa to everyone. Reviewed on: 19th April 2025

My experience was stress free and so easy to apply h...

My experience was stress free and so easy to apply happy 100% Reviewed on: 19th April 2025

Must have

Amazing great card to have. Would and have highly recommend it Reviewed on: 19th April 2025

You are so helpful.

You are so helpful. And have a friendly service Reviewed on: 19th April 2025

All in-All, overall, very good experience.

All in-All, overall, very good experience. For the moment. Excellent customer service customer care. Easy to use App all good so far Reviewed on: 19th April 2025

Brilliant company to deal with very professional and...

Brilliant company to deal with very professional and easy app to use Reviewed on: 19th April 2025

They are very approachable and excellent credit card

They are very approachable and excellent credit card Reviewed on: 19th April 2025

Always helpful when speaking to a human

Always helpful when speaking to a human Reviewed on: 19th April 2025

Zopa keeps in touch and gives clear and helpful info...

Zopa keeps in touch and gives clear and helpful information and advice Reviewed on: 19th April 2025

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