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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44338 reviews)

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4.94

Based on 44,338 reviews, last reviewed 23rd Apr 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is Awesome! Zopa are easy to use. Customer service is great. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44338)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic credit card provider.

Fantastic credit card provider. No issues with anything connected with this company. Reviewed on: 18th April 2025

Great app format and Easy to navigate

Great app format and Easy to navigate Reviewed on: 18th April 2025

Easy to apply quick to accept my experience was good...

Easy to apply quick to accept my experience was good being able to rebuild my credit Reviewed on: 18th April 2025

Good credit card provider

I hardly use customer service but I have been with Zopa for more than 2 years now and I like the services Reviewed on: 18th April 2025

Always there when I needed it kept regular payments...

Always there when I needed it kept regular payments and got a credit limit increase Reviewed on: 18th April 2025

Good for building credit score have considerable con...

Good for building credit score have considerable confidence in it and ease of use to get it and use Reviewed on: 18th April 2025

Zopa is easy to manage the payment and was very resp...

Zopa is easy to manage the payment and was very responsible when I mistakenly paid in a fraud. They respond right away. Reviewed on: 18th April 2025

Good zopa

I have a card off zopa but haven't used it yet but they are so helpful when you ask questions I Wil be using my card soon as I'm going on holiday keep up the good work zopa and thank you Reviewed on: 18th April 2025

Easy to use.

A very easy app to use, and all very professional to talk too. Reviewed on: 18th April 2025

Good bank good credit card very good customer servic...

Good bank good credit card very good customer service and quick to apply I vote 100% thank you Zopa Reviewed on: 18th April 2025

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