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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer service A*

Great customer service really competitive rates Reviewed on: 17th April 2025

No problem

No problem what so ever, do everything on the app, which is easy to do. Reviewed on: 17th April 2025

Very easy to navigate around and easy to understand.

Very easy to navigate around and easy to understand...especially if your like me and not good at technical things..well laid out Reviewed on: 17th April 2025

So simple easy and fast to set up a plus

So simple easy and fast to set up a+++ Reviewed on: 17th April 2025

Great card

Easy to set up. App easy to navigate. Great communication Reviewed on: 17th April 2025

Easy to deal with & friendly staff

Easy to deal with & friendly staff Reviewed on: 17th April 2025

Very efficient

Quick and easy service, no messing around on the phone Reviewed on: 17th April 2025

Zopa has exceeded my expectations as a best credit c...

Zopa has exceeded my expectations as a best credit card provider. I highly recommend them for their rewards, customer service and ease of use. Easy to set up payment or change the monthly amount and make one off lump sum payment. Reviewed on: 17th April 2025

easy to use

easy to use they gave me a good amound on card to start with Reviewed on: 17th April 2025

Easy to apply easy set up and easy payment method an...

Easy to apply easy set up and easy payment method and very helpful Reviewed on: 17th April 2025

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