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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply,app is easy to install & very easy to...

Easy to apply,app is easy to install & very easy to use,customer service is excellent & very polite & helpful. Reviewed on: 17th April 2025

Zopa all the way!!!

Never had any issues with Zopa. Everything is clear and easy to understand. The app is great and easy to navigate. Love the features on there. It’s easy to check your balance, available credit and when your next payment is due. Reviewed on: 17th April 2025

Great service

Never had a problem, great customer service Reviewed on: 17th April 2025

Very user friendly app.

Very user friendly app. Very helpful Reviewed on: 17th April 2025

pleasant and friendly

pleasant and friendly- very good knowledge Reviewed on: 17th April 2025

An excellent credit card.

An excellent credit card. Decent credit limit. I use it for my everyday purchases anf quite happy with it. Reviewed on: 17th April 2025

Very good experience.

Very good experience. The app is easy to use and make payments and keeping track of your account is so simple Reviewed on: 17th April 2025

Very eazy to use great bank would recomend

Very eazy to use great bank would recomend Reviewed on: 17th April 2025

Very easy to manage everything online via the app

Very easy to manage everything online via the app Reviewed on: 17th April 2025

Easy access

Easy access great on savings too Reviewed on: 17th April 2025

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