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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very useful

Very useful in case of emergencies Reviewed on: 31st March 2025

Fantastic App Experience

Transaction on the mobile app is so friendly Reviewed on: 31st March 2025

Great service and friendly staff

Great service and friendly staff Reviewed on: 31st March 2025

Great service.

Zopa been amazing, never had an issue with them always send my statements on time. Let me know if have I increase on my credit card. Customer service is really good to deal with your queries promptly. Reviewed on: 31st March 2025

Faultless service, totally recommend this company

Faultless service, totally recommend this company Reviewed on: 31st March 2025

Customer service is brilliant and the app is very us...

Customer service is brilliant and the app is very user friendly! Would recommend. Reviewed on: 31st March 2025

Highly recommend zopa

I found it really easy and stress free to apply for my credit card with zopa and they kept me up to date with every step of my application I get email updates and they are great at giving me updates about fraud prevention advice which is really important in this day and age Reviewed on: 31st March 2025

Opening my account with Zopa was simplicity itself.

Opening my account with Zopa was simplicity itself. Their on line services are easy to use and I feel totally safe knowing that they are looking after my hard earned money sensibly Reviewed on: 31st March 2025

Great and easy to use great customer service and cus...

Great and easy to use great customer service and customer support Reviewed on: 31st March 2025

Great servive

Create card, great app, great service Reviewed on: 31st March 2025

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