Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

It has been a hassle free experience so far

It has been a hassle free experience so far Reviewed on: 11th March 2025

I have used zopa on several occasions and always fin...

I have used zopa on several occasions and always find them fair and helpful Reviewed on: 11th March 2025

Easy to apply and good customer service

Easy to apply and good customer service Reviewed on: 10th March 2025

Easy to use and very reliable

Easy to use and very reliable.very flexible with crexit limit.would recommend tomy friends Reviewed on: 10th March 2025

Amazing service

Just a brilliant service! Very responsible and dependable Reviewed on: 10th March 2025

Excellent app service very good more than credit car...

Excellent app service very good more than credit cards offered Reviewed on: 10th March 2025

Very satisfied

Easy to apply and got immediate response, very satisfied with their service Reviewed on: 10th March 2025

A must credit card for easy life

Easy to use. User friendly. Cash withdrawal £3. On line purchase very convenient. Great to have it. Reviewed on: 9th March 2025

Totally brilliant service .

Totally brilliant service . Zopa customer service is excellent and find them to be a responsible lender Reviewed on: 9th March 2025

Expanding and coherent service

Zopa is an expanding coherent business, which I have found useful and supportive in managing my finances. Reviewed on: 9th March 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Initial Credit Card
from Barclaycard 4.02 from 122 reviews
Credit card
from Zable 4.94 from 77507 reviews
Credit Builder
from Chime 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub