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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent all around couldn't recommend any higher,...

Excellent all around couldn't recommend any higher, customer service is amazing and great app Reviewed on: 2nd March 2025

Sign up was quick, easy and fast

I've found zopa to be good, and they listened when I...

I've found zopa to be good, and they listened when I needed help and gave me a 30 day breathing space which was very much needed. I would recommend zopa to family and friends Reviewed on: 2nd March 2025

Brilliant service and easy app to use!

Brilliant service and easy app to use! Reviewed on: 2nd March 2025

Zopa provides excellent deals of money and black tra...

Zopa provides excellent deals of money and black transfers which helped me to save money which I was paying as an interest on my other cards. Definitely recommend for zopa Reviewed on: 2nd March 2025

Impressive

Best credit cars I have used. Never any issues Reviewed on: 2nd March 2025

You have been very helpful and understanding

You have been very helpful and understanding Reviewed on: 2nd March 2025

Easy to get card give lots of uodate about payment...

Easy to get card give lots of uodate about payment Reviewed on: 2nd March 2025

I don't feel ripped off like I do with other...

I don't feel ripped off like I do with other cards Reviewed on: 2nd March 2025

They were very understanding and flexible when my ba...

They were very understanding and flexible when my bank made a mistake over my pensions and I had to make a later payment Reviewed on: 2nd March 2025

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