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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Outstanding

Very easy to apply great customer service and hassle free Reviewed on: 1st March 2025

Easy to use

The account was super easy to set up. Application for credit was simple and the response was very quick. The app is easy to navigate and very easy to use. Reviewed on: 1st March 2025

Taking a chance

Zopa seem to take a chance on people with a lower credit score sometimes that's all someone needs to prove they are good payers. Reviewed on: 1st March 2025

Always there when needed.

Always there when needed. Very helpful. Reviewed on: 1st March 2025

Easy to use app

Easy to use app with links to credit score and money advice available Reviewed on: 1st March 2025

Easy app, choices to credit increases.

Easy app, choices to credit increases. Reviewed on: 1st March 2025

A responsible lender

They’re a responsible lender only increasing my credit when I have demonstrated responsibility. Reviewed on: 1st March 2025

ave not encounter any problem

Excellent in my opinion l do like to recommend to friends and love ones Also not complicating in applying customer services are also great..You don't need to wait fur so long for a decision That made them a good and uncomplicating company Reviewed on: 1st March 2025

This is the best application for thank you zopa c...

This is the best application for thank you zopa credit card Reviewed on: 1st March 2025

excellent treatment

good treatment and ease in dealing with Reviewed on: 1st March 2025

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