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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good interest rate and excellent service.

Good interest rate and excellent service. Good opportunity in this time using Zopa bank users. Online services and net banking. Mobile banking services including in this bank. I also use Zopa bank . This is a genuine bank in united kingdom Reviewed on: 28th February 2025

This is a great help for me and very easy to use.

This is a great help for me and very easy to use. Reviewed on: 28th February 2025

my Zopa card has been of great help while I’ve been...

my Zopa card has been of great help while I’ve been off work due to an accident Reviewed on: 28th February 2025

Easy app to get get around- good prompt to when the...

Easy app to get get around- good prompt to when the bill is due Reviewed on: 28th February 2025

Easy to navigate and deal with on all aspects

Easy to navigate and deal with on all aspects Reviewed on: 28th February 2025

Don't increase agreement without checking affordable,

Don't increase agreement without checking affordable, Reviewed on: 28th February 2025

Very good experience with zopa and very understanding

Very good experience with zopa and very understanding Reviewed on: 28th February 2025

Easy to use always keeps me updated on my spending...

Easy to use always keeps me updated on my spending Reviewed on: 28th February 2025

So easy and simple to get on with

So easy and simple to get on with Reviewed on: 28th February 2025

User-friendly, straightforward, and affordable.

User-friendly, straightforward, and affordable. Reviewed on: 28th February 2025

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