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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Friendly reliable

4
One of the best cards to help your credit score Reviewed on: 11th April 2023

Very helpful service, I always keep my card in order.

5
Very helpful service, I always keep my card in order. Reviewed on: 28th February 2025

They were friendly and open.

5
They were friendly and open. I was impressed by the ease and speed I had in dealing with them. Reviewed on: 28th February 2025

I haven't had any problems so far.

5
I haven't had any problems so far. Reviewed on: 28th February 2025

Excellent company that provides a great service

5
Excellent company that provides a great service Reviewed on: 28th February 2025

Excellent customer service and reliable

4
Excellent customer service and reliable Reviewed on: 28th February 2025

Great service

5
Easy to manage and friendly staff well done Reviewed on: 28th February 2025

very easy app to use no problem finding out credit y...

5
very easy app to use no problem finding out credit you have at all times easy repayment at a touch of a button Reviewed on: 28th February 2025

Good credit card

5
Never had any issues. It gives all informations on it's app and never had to contact customer services. Reviewed on: 28th February 2025

Very excellent

5
Very good and quick, ticked all the right boxes Reviewed on: 28th February 2025

Excellent customer service also quick delivery on re...

5
Excellent customer service also quick delivery on replacement cards Reviewed on: 28th February 2025

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