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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very helpful and happy I found them very helpful

Very helpful and happy they were very happy and helpful Reviewed on: 28th February 2025

Very easy to navigate, only problem is always showin...

Very easy to navigate, only problem is always showing payment date as the month before. But every thing else is great Reviewed on: 28th February 2025

Wonderful

Excellent service easy to talk with wonderful customer service would recommend to anyone in a heartbeat Reviewed on: 28th February 2025

Easy to apply for, good on Apr, good customer service.

Easy to apply for, good on Apr, good customer service. Keep you tracked on your spending with messages on phone or emails have recommended to a few friends. Reviewed on: 28th February 2025

Has helped me build my.

Has helped me build my. Credit record Reviewed on: 28th February 2025

Information easy to find through app and customer se...

Information easy to find through app and customer service on hand to solve situations quickly and easily Reviewed on: 28th February 2025

Easy to set up and use

Easy to set up and use, I would definitely recommend to my friends and family. Reviewed on: 28th February 2025

The app is easy to use and staff polite and...

The app is easy to use and staff polite and friendly Reviewed on: 28th February 2025

I joined to improve credit rating and it worked

I joined to improve credit rating and it worked Reviewed on: 28th February 2025

Thank you Zoopa !

Having not a perfect credit score I applied for an credit card been accepted and in time I use them as my default bank I mean even if I have money in other banks I use to pay with their credit card and put money back . I love this bank can use their card all time ! With other bank cards I.have problems to pay bus ticket in the morning but Zoopa never let me down. They are now my number 1 app and bank. Thank you Zoopa ! Reviewed on: 28th February 2025

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