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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy peasy

Always easy to use , safe and friendly Reviewed on: 28th February 2025

Good card pervider and good in make it easy to...

Good card pervider and good in make it easy to pay back Reviewed on: 28th February 2025

They have always been there to help and very knowled...

They have always been there to help and very knowledgeable Reviewed on: 28th February 2025

Very good services,very good app,best services

Very good services,very good app,best services Reviewed on: 28th February 2025

I find it very frustrating that ZOPA refuses to incr...

I find it very frustrating that ZOPA refuses to increase my credit limit in spite of the fact that my income is UK£3090 per month. So I'm not a "happy bunny" Reviewed on: 28th February 2025

I find zopa credit card fantastic with super value f...

I find zopa credit card fantastic with super value for money. Updated emails when my payment is due on. The customer service team are super professional friendly and informative on details of my card balance Reviewed on: 28th February 2025

Easy to use app. Great card provider

Easy to use app no problems whatsoever with using my credit card Reviewed on: 28th February 2025

Always get the right answer and help from them

Always get the right answer and help from them Reviewed on: 28th February 2025

Always informative and helpful.

Always informative and helpful.No problems so far. Reviewed on: 28th February 2025

Zopa really helped me when no one else would.

Zopa really helped me when no one else would. Reviewed on: 28th February 2025

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