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Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zopa Top Credit card

5
I have only good things to say about Zopa. Reviewed on: 28th February 2025

A quality organisation.

5
A quality organisation to deal with. They make things so simple and easy for their customers. They constantly keep you informed of anything you need to know and provide guidance on how to get help if you're struggling. Reviewed on: 28th February 2025

Very good and professional.

5
Very good and professional. Very helpful and very quick service Reviewed on: 28th February 2025

Excellent Offering

5
They offer very competitive products and their customer service is very good Reviewed on: 28th February 2025

I have never had any problem and am very happy...

5
I have never had any problem and am very happy with it Reviewed on: 28th February 2025

Happy with Zopa products and it’s Credit Card

4
Happy with Zopa products and it’s Credit Card Reviewed on: 28th February 2025

Professional and Personable

5
Very professionally organised but at same time very personable. Reviewed on: 28th February 2025

Excellent product and app is very good clear informa...

5
Excellent product and app is very good clear information. Regular credit limit increases based on repayments is also good Reviewed on: 28th February 2025

Great new company wow Zopa

5
Great new company excellent app and customer service Reviewed on: 28th February 2025

Im very happy and satisfied with Zopa

5
Im very happy and satisfied with Zopa Reviewed on: 28th February 2025

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