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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

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4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Excellent and transparent service.

Excellent and transparent service. Straight forward process Reviewed on: 28th February 2025

Amazing company, 1000/10 overall service!

I have been with Zopa Bank now for around 2.5 years. I am overall extremely pleased with the service they provide, they are always to get a hold of when I’ve needed something (which might I say isn’t often as they are always on top of everything) Really pleased i decided to come and join this bank, looking forward to continuing using them in the long term future! Reviewed on: 28th February 2025

Easy to use app easy to understand and very good to...

Easy to use app easy to understand and very good to build credit score Reviewed on: 28th February 2025

Excellent customer service very helpful in answering...

Excellent customer service very helpful in answering questions Reviewed on: 28th February 2025

Always helpful and understanding easy to talk to

Always helpful and understanding easy to talk to Reviewed on: 28th February 2025

Very easy and quick and friendly service

Very easy and quick and friendly service Reviewed on: 28th February 2025

Seemless

Experience from the start to present has been seemless. Reviewed on: 28th February 2025

Very good credit card and it app easy to understand...

Very good credit card and it app easy to understand and use Reviewed on: 28th February 2025

Just an over all good experience

Just an over all good experience Reviewed on: 28th February 2025

no forex fees

Excellent APR. No forex fees. Helpful customer service, easy to use app. Reviewed on: 28th February 2025

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