Smart Money People Logo

Zopa: Credit card reviews

4.94
Based on 44,342 reviews, last reviewed 10th May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026
Linda 's avatar
Linda

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

5
A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Customer Services very helpful and sorted out my issues

5
Customer Services very helpful and sorted out my issues Reviewed on: 28th February 2025

Always excellent customer service

5
Always excellent customer service Reviewed on: 28th February 2025

Very good product never once had an issue

5
Very good product never once had an issue Reviewed on: 28th February 2025

Great service had to change my direct debt date and...

5
Great service had to change my direct debt date and was really easy Reviewed on: 28th February 2025

tuckster

5
nice company and dont hound you with offers Reviewed on: 28th February 2025

Great card, never seem to have a problem with this c...

5
Great card, never seem to have a problem with this company Reviewed on: 28th February 2025

Never had a problem 1

5
Never had a problem with this company Reviewed on: 28th February 2025

On Line app

5
Absolutely no problems with on line app. Reviewed on: 28th February 2025

They have always been very approachable if there are...

5
They have always been very approachable if there are any financial issues and they are veryresponsible with tge credit limits Reviewed on: 28th February 2025

Always happy to help

5
The best company I’ve worked with in a very long time. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1545 reviews
    Zopa
  • Personal loan

    from Zopa 4.95 from 69082 reviews
    Zopa
  • Current account

    from Zopa 4.93 from 6589 reviews
    Zopa
    View all products