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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Found using Zopa has been really easy and fluent.

Found using Zopa has been really easy and fluent. App works really well also Reviewed on: 28th February 2025

Cant fault zopa credit card never haissue with...

Cant fault zopa credit card never had any issue with my card when i did it was sorted with a phone call email. Reviewed on: 28th February 2025

It look good to me it a good card

It look good to me it a good card Reviewed on: 28th February 2025

They are the best credit card providers .

They are the best credit card providers . I give them 100%. Reviewed on: 28th February 2025

Great company do deal with.

Great company do deal with. Great service, responsible lender, great app, couldn’t ask for more if it comes to credit card supplier. Reviewed on: 28th February 2025

The best Zopa credita.

Extremely helpful, competent Staff.. Nothing can prevent them solving your problem. .Always polite, We always use first names. I have recommended Zopa to many friends .i always pay balance of my spending by the end of every month, Reviewed on: 28th February 2025

Awesome card and application ,really helped me

Awesome card and application ,really helped me Reviewed on: 28th February 2025

Very good and professional always help

Very good and professional always help Reviewed on: 28th February 2025

Great! Thank you

Great, thank you, I recommend Zopa to everyone Reviewed on: 28th February 2025

Easy to use good support easy to make repayments

Easy to use good support easy to make repayments Reviewed on: 28th February 2025

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