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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant service throughout and excellent opportuni...

Brilliant service throughout and excellent opportunity to build credit Reviewed on: 28th February 2025

Poor when you have a problem with working then you b...

Poor when you have a problem with working then you bring your account back to date but they still block you from your credit card Reviewed on: 28th February 2025

Zopa allways helps me out when im stuck for cash, Be...

Zopa allways helps me out when im stuck for cash, Best credit provider i have ever used they are quick and have a great customer service allways at hand. Reviewed on: 28th February 2025

Zopa has one of the best customer services I can say...

Zopa has one of the best customer services I can say as I have recently had a great experience with them. They also have good finance with no bottlenecks. They are one of the best in the market as I have dealt with a couple of others with not so good experience. Reviewed on: 28th February 2025

Zopa is thee best

Brilliant company easy to deal with Reviewed on: 28th February 2025

Great i can't fault them keep up the good work...

Great i can't fault them keep up the good work Reviewed on: 28th February 2025

Excellent service and value good customer service an...

Excellent service and value good customer service and excellent app Reviewed on: 28th February 2025

Never had a problem getting any query sorted out

Never had a problem getting any query sorted out Reviewed on: 28th February 2025

Go zopa now

All round good. Experience with customer service and app easy to youse Reviewed on: 28th February 2025

They have really helped improve Y credit score

They have really helped improve Y credit score Reviewed on: 28th February 2025

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