Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44342 reviews)

View other Zopa products

4.94

Based on 44,342 reviews, last reviewed 10th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Handyman Very handy and easy to use i would recommend this card to anyone Reviewed on: 10th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44342)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Good service clear and friendly all products explained

Good service clear and friendly all products explained Reviewed on: 28th February 2025

Very easy to use, all ways helpful on the phone...

Very easy to use, all ways helpful on the phone Reviewed on: 28th February 2025

Never had a problem.

Never had a problem. No issues at all. Great service when needed Reviewed on: 28th February 2025

Ok It has been what I expected

It has been what I expected, for the company Reviewed on: 28th February 2025

Never had eny problems with the service

Never had eny problems with the service Reviewed on: 28th February 2025

Excellent overall

Excellent overall, amazing service Reviewed on: 28th February 2025

Highly recommend ZOPA

App user friendly, excellent customer service. Help through any issues that occur. Reviewed on: 28th February 2025

Easy to use the app very helpful, very easy to make...

Easy to use the app very helpful, very easy to make payments Reviewed on: 28th February 2025

Very efficient service and friendly staff.

Very efficient service and friendly staff. Reviewed on: 28th February 2025

Always takes payments on time never any troublw

Always takes payments on time never any troublw Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 2.31 from 114 reviews
Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Credit card
from 118 118 Money 4.85 from 5634 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub