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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Brilliant customer service and very competitive inte...

Brilliant customer service and very competitive interest rate especially when you have some impaired historical credit. Reviewed on: 28th February 2025

Excellent credit card provider

Easy process to.apply and very efficient. Best provider ever Reviewed on: 28th February 2025

Customer service query

I have phoned the customer service as a new customer for a query and they were fantastic. Helpful, professional and friendly. Reviewed on: 28th February 2025

Zopa has been tremendously helpful in improving my C...

Zopa has been tremendously helpful in improving my Credit Score and providing a high credit limit. Very easily to use / User friendly app. I will highly recommend it to my friends/family and colleagues Reviewed on: 28th February 2025

Super card.

Super card and super service. Very helpful Reviewed on: 28th February 2025

For someone trying to rebuild their credit I found z...

For someone trying to rebuild their credit I found zopa to be invaluable thank you Reviewed on: 28th February 2025

overall it’s good to work with you but sometimes i f...

overall it’s good to work with you but sometimes i feel about eligibility and credit would better Reviewed on: 28th February 2025

Great app

Great app and easy to navigate. Good credit builder Reviewed on: 28th February 2025

Great card easy to use and pay Would recommend.

Great card easy to use and pay Would recommend. Good to build up your credit score Reviewed on: 28th February 2025

Excellent

It was easy and straight forward and they are very helpful so good to be with that you Reviewed on: 28th February 2025

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