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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Supported through customer care and easy access

Supported through customer care and easy access Reviewed on: 28th February 2025

No hassle quick decision very reliable.

No hassle quick decision very reliable.And very easy to use app. Reviewed on: 28th February 2025

I have had no promblems using this company

I have had no promblems using this company Reviewed on: 28th February 2025

Reminders of approaching payments

Reminders of approaching payments Reviewed on: 28th February 2025

Very easy to apply and the app is great for controll...

Very easy to apply and the app is great for controlling expenses and repayments. Reviewed on: 28th February 2025

Great card and service never had a problem 10/10

Great card and service never had a problem 10/10 Reviewed on: 28th February 2025

Easy to se and understand.. Excellent service.

Easy to use and understand. Excellent service. Reviewed on: 28th February 2025

fast and easy to use

Zooa was fast and easy to use, helped so much Reviewed on: 28th February 2025

I have found using the app very easy and any problem...

I have found using the app very easy and any problems have been dealt with easy the staff on the phone are polite and helpful Reviewed on: 28th February 2025

Excellent service

Great rates, excellent app, I'm very satisfied with Zopa Reviewed on: 28th February 2025

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