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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

35% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Straightforward and clear application process and ea...

Straightforward and clear application process and easy to use. Reviewed on: 28th February 2025

I’ve had a very good experience, the app is very use...

I’ve had a very good experience, the app is very user friendly and customer service has been excellent Reviewed on: 28th February 2025

Zopa review

I have never had any issues with Zopa website/app is clear and fair as a credit provider Reviewed on: 28th February 2025

Would recommend

Easy to use app. Started off with a low limit but is up to a decent limit now. Reasonable interest rates Reviewed on: 28th February 2025

Great card

Great little card you can use anywhere Reviewed on: 28th February 2025

Very pleased.

Very pleased. Quick and Easy to use. Would highly recommend to other people. Reviewed on: 28th February 2025

Good efficient service.

Good efficient service. Friendly staff and nothing is a problem Reviewed on: 28th February 2025

Have been great at rebuilding my credit

Have been great at rebuilding my credit Reviewed on: 28th February 2025

Reliable efficient service

Very efficient, easy to use, no dramas just excellent service Reviewed on: 28th February 2025

Great customer service and always provides upto date...

Great customer service and always provides upto date information,I am always told if balance is high and when payments due Reviewed on: 28th February 2025

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