Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

View other Zopa products

4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

All good i had car finance, credit card no problem w...

All good i had car finance, credit card no problem whatsoever Reviewed on: 28th February 2025

High level service

Very approve experience. Hassle free banking and credit card use. Reviewed on: 28th February 2025

Customer service

Very good customer service very polite staff on phone Reviewed on: 28th February 2025

I am very pleased with this bank and the services I...

I am very pleased with this bank and the services I recommend with confidence. Reviewed on: 28th February 2025

They are so easy to use I am in total control of my...

They are so easy to use I am in total control of my payments and the app is so easy to use Reviewed on: 28th February 2025

5 star The best

The best I will really recommend Reviewed on: 28th February 2025

Zopa care about you

Always. Great help and realistic credit options Reviewed on: 28th February 2025

Good customer service easy application

Good customer service easy application Reviewed on: 28th February 2025

Easy to use and great to work with

Easy to use and great to work with Reviewed on: 28th February 2025

Easy and smooth

The ease from applying to using Zopa daily has been so smooth. The app is set out very simple and clear, the card also looks great too. I’ve never had an issue with using them, the repayments are low, easy to pay off early. Reviewed on: 28th February 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Nectar Credit Card
from American Express 3.33 from 14 reviews
Classic Credit Card
from Capital One 4.08 from 293 reviews
Gold Credit Card
from American Express 4.74 from 25 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub