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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great experience! Great experience! Great experience!

Great experience! Great experience. Reviewed on: 21st February 2025

Easy to apply, great service no complaints

Easy to apply, great service no complaints Reviewed on: 21st February 2025

.the one for me

Use the credit card, great interest rate and fantastic app Reviewed on: 20th February 2025

Love my zopa app and card find the app easy to use n...

Love my zopa app and card find the app easy to use never had any issues. Reviewed on: 20th February 2025

Great card with the right credit allowance no hidden...

Great card with the right credit allowance no hidden fees Reviewed on: 19th February 2025

Got a Zopa credit card and I’ve had no issues.

Got a Zopa credit card and I’ve had no issues. Easy to move dates and manage via the app. Reviewed on: 18th February 2025

Excellent service great card

Brilliant service love my card used it alot Reviewed on: 18th February 2025

Easy to use App.

Easy to use App. Zero charge on overseas transactions is a good added benefit Reviewed on: 18th February 2025

Very helpful and easy to apply.

Very helpful and easy to apply. The customer support is very nice and understands every situation! Reviewed on: 17th February 2025

Been with Zopa for years, always get an excellent se...

Been with Zopa for years, always get an excellent service Reviewed on: 17th February 2025

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