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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very efficient, works perfectly.

Very efficient, works perfectly. No negatives Reviewed on: 21st January 2025

Just absolutely fantastic great company

Just absolutely fantastic, always great communication helpful reminder service fantastic customer support service Reviewed on: 21st January 2025

Fantastic customer service and outstanding product

Fantastic customer service and outstanding product Reviewed on: 21st January 2025

The app is clear, with a strong brand, provides clar...

The app is clear, with a strong brand, provides clarity and is easy to use. Would be greatly improved if he card could be added to an Apple Wallet Reviewed on: 21st January 2025

Great customer service.

Great customer service. Easy to understand .app really useful Reviewed on: 21st January 2025

Very good cridet card for me i like it

Very good cridet card for me i like it Reviewed on: 21st January 2025

Great app, easy to manage.

Great app, easy to manage. Everything you need at your fingertips. Reviewed on: 21st January 2025

A reliable helping hand

Would like to see a lower interest rate! But it has proved a godsend in difficult times,especially recently with my.dog being ill. Reviewed on: 21st January 2025

The Zopa credit card is fantastic!

The Zopa credit card is fantastic! The app is simple to use, with clear spending breakdowns and instant notifications. Rates are competitive, and there are no hidden fees. Customer service is excellent—helpful and quick to respond. Highly recommend! Reviewed on: 21st January 2025

I got the card quick and easy to use and nice friend...

I got the card quick and easy to use and nice friendly staff Reviewed on: 21st January 2025

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