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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44343 reviews)

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4.94

Based on 44,343 reviews, last reviewed 13th May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Has been very positive not had any issues with my ca... Has been very positive not had any issues with my card or account Reviewed on: 13th May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44343)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Very good customer service and money value

Very good customer service and money value Reviewed on: 18th January 2025

Just a great service manageable credit limit and gre...

Just a great service manageable credit limit and great comms Reviewed on: 18th January 2025

,Clear, concise,, courteous .

Applied for card recently . Process was v clear and helpful (I am eighty) Have found communications and app very helpful . I have previously known ZOPA as ethical company Reviewed on: 18th January 2025

Very helpful and easy to approach.

Very helpful and easy to approach. Reviewed on: 18th January 2025

Zopa credit card

Quick and simple to apply. With fast response. Reviewed on: 18th January 2025

Excellent interest rates.

Excellent interest rates. Very easy to apply. Easy to use phone app to keep track of spending and make payments. Reviewed on: 18th January 2025

Great Credit Card Lender

Zopa is a great credit card lender, the app is very easy to use and has great features, email reminders and offers are always amazing to have sent to you. Customer service are brilliant if you ever have a question via live chat or phone call Reviewed on: 18th January 2025

Best card I've had

Easy to use and control app excellent aswell Reviewed on: 18th January 2025

It’s been amazing .

It’s been amazing . And I have really enjoyed the services of Zopa since I became their customer Reviewed on: 18th January 2025

Easy peasy

Very simple, from applying, to using the card and app Reviewed on: 18th January 2025

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