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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (6974 reviews)

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4.94

Based on 6,974 reviews, last reviewed 19th Apr 2025

29% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Straightforward to set up. Straightforward to set up.. Better interest rate than most. Reviewed on: 19th April 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (6974)

Review of the Zopa, Smart Saver:

Easy to set up combined with great interest rates and higher interest pots easily available.

I opened a savings account with Zopa last year and have used it to save for my house mortgage deposit. I tried to open a few other online savings accounts but they were very awkward to set up. Zopa was light years ahead in this respect, very straight forward to set up and get opened quickly. I found the interest rates combined with the ease of access to funds a winning combo, along with being able to move money very easily between pots to get higher interest rates when needed. I have already recommended the Zopa savings account to multiple friends who have opened their own accounts. Reviewed on: 20th February 2023

Zopa has an excellent user friendly and fun online i...

Zopa has an excellent user friendly and fun online interface, with a great choice of savings accounts, with great rates of interest, called 'Booster pots.' I love the range of savings to choose, from easy access to longer term fixed savings, from 7, 31 and 95 days notice to withdraw. This is so helpful to have, together with naming each savings 'pot), for example ' Rainy day.' They give a count down on how many days remaining until you can withdraw the money. They offered me a regular saver for 12 months with a bonus interest! The access ISA has a booster interest too. I also find the total interest earned report from the start of your savings, with monthly updates and activity of interest on each savings pot. Reviewed on: 17th April 2025

All good.

All good. The only thing is I wish they'd do joint accounts. Reviewed on: 17th April 2025

Easy to manage my money, I have a loan credit card s...

Easy to manage my money, I have a loan credit card savings and now a bank account with Zopa Reviewed on: 17th April 2025

Zopa Smart Saver

Andoid App easy to install and navigate. Easy to apply for all accounts and services. Pots a really useful feature and easy to implement Reviewed on: 17th April 2025

Excellent Provider

Haven't needed to use customer service. Excellent savings app and so easy to move money from and to bank and the different pots within Zopa. The rates are competitive too. Reviewed on: 17th April 2025

Hassle Free

Easy to open account. Hassle free movement of money and great competitive interest rates Reviewed on: 17th April 2025

Good rates that have extra security by being linked...

Good rates that have extra security by being linked to a major bank. Easy to use aswell Reviewed on: 17th April 2025

Easy to use and good rates of interest

Very easy to set up app and link a current account for payments in and out Easy to set up individual pots fir different purposes and to set up and operate both fixed term and easy access ISAs Good rates of interest iver all savings accounts. Clear statements of interest earned Reviewed on: 17th April 2025

Customer support not needed but happy with app so far

Customer support not needed but happy with app so far Reviewed on: 17th April 2025

Best savings sute

So easy to use the Zopa site and they keep you well informed Reviewed on: 17th April 2025

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