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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7180)

Review of the Zopa, Smart Saver:

Zopa Savings Account is certainly Smart

Zopa offers a range of instant savings interest tiers that offer exceedingly competitive interest rates. Moreover they require minimal management as interest rate changes are automatically applied across all tiers. Zopa Smart Saver is easy peasy to setup and manage on a mobile phone and payment updates and withdrawals to a nominated bank account are almost instant, I have never waited longer than 30 minutes for funds to move in and out. You can easily manage your finances and earn some decent interest when complimenting a stagnant bank account that earns next to no interest with a Zopa Smart Saver. The Zopa Smart Saver is a revelation, and such an iniative was long overdue. Reviewed on: 3rd April 2023

Incredibly easy to use and really good interest rate

Incredibly easy to use and really good interest rate Reviewed on: 27th April 2025

Great provider and products offered.

Great provider and products offered. Reviewed on: 27th April 2025

Good all rounder

I have used many of the services, such as their credit card, loans and now savings. I just feel they are reliable company and all the products they offer are designed for me Reviewed on: 27th April 2025

just a breath of fresh air when it comes to...

just a breath of fresh air when it comes to finance Reviewed on: 26th April 2025

Just a simple way of banking it's very easy to...

Just a simple way of banking it's very easy to use Reviewed on: 26th April 2025

Very easy to access cash.

Very easy to access cash.Very competitive interest rates. Reviewed on: 26th April 2025

Easy set up

The account is extra easy to set up and create separate savings pots, very easy access too Reviewed on: 26th April 2025

Good rates and service

Good rates and services. Would recommend to others. Reviewed on: 26th April 2025

Great bank great service great rates very happy with...

Great bank great service great rates very happy with zopa Reviewed on: 26th April 2025

Really easy to use excellent rates, zopa keep you in...

Really easy to use excellent rates, zopa keep you informed and up to date, money transferred quickly to bank accounts, can't fault this company. Reviewed on: 26th April 2025

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