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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7481 reviews)

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4.94

Based on 7,481 reviews, last reviewed 21st Jan 2026

29300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service would recommend to family and frie... Excellent service would recommend to family and friends Reviewed on: 21st January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7481)

Review of the Zopa, Smart Saver:

Fantastic savings provider

I chose Zopa for the favourable rates of their savings plans. They are amazing increasing the interest rates multiple times and always keeping me up to date with the latest news. They even sent an interest statement in case I needed it, 100% delighted. Reviewed on: 3rd April 2023

Best excellent account

I’m Very happy dopa , nice account Reviewed on: 16th January 2026

Excellent product

Straight forward banking , great customer service Reviewed on: 16th January 2026

Easy to use .

Love the ease of use , Access to savings products is excellent , very good rates available . Reviewed on: 16th January 2026

GREAT COMPANY

App easy to use, no issues with products provided, good savings rates. Would use again for other products if needed Reviewed on: 16th January 2026

I recommend Zopa Bank

Credit card user, great app, easy access Reviewed on: 16th January 2026

They are very efficient and easy to use

They are very efficient and easy to use Reviewed on: 16th January 2026

App is very easy and simple to navigate.

App is very easy and simple to navigate. Had no issues with anything been a good experience with all accounts. Reviewed on: 16th January 2026

The Zopa app is brilliant

The Zopa app is brilliant - easy to use and I move money in and out of it regularly. The interest rate is good. Reviewed on: 16th January 2026

Perfect account

It's easy to set up an account and to transfer and withdraw funds is done in a matter of seconds Reviewed on: 16th January 2026

Simple, clear, easy to use.

Simple, clear, easy to use. Perf Reviewed on: 16th January 2026

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