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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

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4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

102% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

highly recommended to all

great interest rates, easy to set up and flexible to suit lots of different needs. recommended to many friends and family Reviewed on: 3rd April 2023

Good saver

it has helped me save money Reviewed on: 3rd April 2023

Easy to use App with good interest paid

I find the Zopa App very easy to use, I also like the option to set up different savings pits with enhanced interest rates. They are always quick to upgrade interest rates when the BOE increase rates. Overall very pleased. Reviewed on: 3rd April 2023

Super easy and flexible

Smart Saver is brilliant as it's so easy to boost your savings pots to earn higher interest and save towards different goals. The app is very intuitive and I've had a great experience of Zopa so far. Reviewed on: 3rd April 2023

Edy to use

Easy account good rates for savings Reviewed on: 3rd April 2023

Great rates

Nice to get some interest on your savings and also great zopa has been increasing the rates and passing on base rate rises to customers. Easy to use app and the savings pots are useful Reviewed on: 3rd April 2023

Great Savings Account

Very simple easy to use savings account. Interface and UI is good and have had absolutely no problems using it so far. Reviewed on: 3rd April 2023

Interest rates always keep up with competitors

Nice not having to open new accounts to keep the best rate Reviewed on: 3rd April 2023

Great way of saving!

My experience with Zopa is very positive, I recommend to all my family and friends. A great way to save with fantastic interest rates. The app is easy to use and clear to understand. Reviewed on: 3rd April 2023

Top saving app

Ease of app makes saving very straightforward Reviewed on: 3rd April 2023

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