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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7479 reviews)

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4.94

Based on 7,479 reviews, last reviewed 19th Jan 2026

29100% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa is a great online banking app. Zopa is a great online banking app. It offers very competitive rates and is such an easy app to use. Reviewed on: 19th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7479)

Review of the Zopa, Smart Saver:

No fuss instant access savings with a great interest rate

An easy to open account with a great interest rate - easy to transfer funds into the account & equally easy to move funds out of the account Reviewed on: 3rd April 2023

Easy to use app

I love the money pots you can create Reviewed on: 15th January 2026

Easy& fast to use even for a technophobe like me

Easy& fast to use even for a technophobe like me Reviewed on: 15th January 2026

I love zopa it’s the best bank I live in London and...

I love zopa it’s the best bank I live in London and I have to many friends use this bank zopa Reviewed on: 15th January 2026

Zopa top marks on delivery

Always helpful was easy to apply with a quick decision when applying for a loan and money released promptly would recommend Zopa for all banking services Reviewed on: 15th January 2026

Very good service good service and

Very good service good service and Reviewed on: 15th January 2026

Amazing products, amazing prices, brilliant app.

Amazing products, amazing prices, brilliant app. In 5 plus years I’ve not had one bad incident with Zopa, which is remarkable when compared to similar companies. Applications are simple, stress free and come with zero judgement. I wouldn’t hesitate to refer them to friends, family and strangers. Reviewed on: 15th January 2026

so easy to use the app, staff always friendly

so easy to use the app, staff always friendly Reviewed on: 15th January 2026

Great card

Easy to use app and easy to understand billing Reviewed on: 15th January 2026

Great service and ease of use.

Great service and ease of use. customer service have been excellent, very informative and helpful. Reviewed on: 15th January 2026

No fuss loan, really competitive interest rate and N...

No fuss loan, really competitive interest rate and No nonsense application. Straight forward, money in the bank the same day. Reviewed on: 15th January 2026

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