Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8145 reviews)

View other Zopa products

4.93

Based on 8,145 reviews, last reviewed 20th Apr 2026

101% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Zopa all the way! Zopa has competitive interest rates and the platform is really easy to use. Reviewed on: 20th April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (8145)

Review of the Zopa, Smart Saver:

Flexible, high interest, easy to use banking app

Perfect for all your savings goals Reviewed on: 6th April 2023

Fast, easy, reassuring!

Reliable company that I've used for many years, easy to setup different saving pots for my money, with different rates and access periods. Great that they arre dynamic and change with the current interests rates. App is brilliant at managing the money and makes it easy to access. Fantastic service and company. Reviewed on: 16th March 2023

Interest

Great to see money grow as interest is added each month. Reviewed on: 16th March 2023

Best Rates

Offers best instant access and gives you increased rates automatically if interest rates rise Reviewed on: 14th March 2023

Brilliant savings account

Great app and bank, I'm very glad that they have kept increasing the interest rate along with interest raises! Reviewed on: 14th March 2023

Quick and easy to set-up

I find the app really easy to use and transfer money. The account was quick and simple to set-up and they regularly pay decent interest rates. For a simple, easy to access your money account I can't fault it. Reviewed on: 14th March 2023

Easy to use, flexible and competitive saving interst rates

I have held a Zopa Smart Saver account for quite a while. I find it very easy to use, love the idea of savings 'pots' and find the saving interest rate is always close to the best available and updated when the central Bank changes its policy rate Reviewed on: 12th March 2023

best saving accounts

Best saving rates! Moving money between the pots is super easy and clear Reviewed on: 11th March 2023

Soooo Easy!

Once set up, very easy to add and move money. All with very clear wording and advice if needed. Reviewed on: 11th March 2023

Good interest, flexible, varied 'fixed term savings pots'

Great set of products - easy / quick to withdraw or move money to higher / lower notice 'pot'. Kept up to date with each transaction & increased interest rates. Reviewed on: 10th March 2023

Quick, easy and perfect for my saving needs

I liked the idea of being able to save in "Pots" it helps me keep track of my money and puts me in complete control of my savings , be they easy access, or for the longer term. The interest rates are better than I was getting elsewhere and I am updated regularly via email as to interest rate changes. The account was quick and easy to set up and moving money is easy via the app. Great service , Thanks Reviewed on: 10th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Term Savings
from Metro Bank 4.66 from 223 reviews
Instant Access Savings
from Nationwide 4.50 from 33 reviews
Promise Saver
from Principality Building Society 5.00 from 4 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69081 reviews
Credit card
from Zopa 4.94 from 44339 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub