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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7486 reviews)

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4.94

Based on 7,486 reviews, last reviewed 23rd Jan 2026

29800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very easy to use app Very easy to use app and good interest rates Reviewed on: 23rd January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7486)

Review of the Zopa, Smart Saver:

High interest rate instant accessible savings account

Savings account has the highest rate for an instant accessible savings account I've seen. App is very easy to use and customer service is great to contact and staff I have spoken with are all very helpful knowledgeable and friendly Reviewed on: 16th April 2025

Zopa top marks on delivery

Always helpful was easy to apply with a quick decision when applying for a loan and money released promptly would recommend Zopa for all banking services Reviewed on: 15th January 2026

Very good service good service and

Very good service good service and Reviewed on: 15th January 2026

Amazing products, amazing prices, brilliant app.

Amazing products, amazing prices, brilliant app. In 5 plus years I’ve not had one bad incident with Zopa, which is remarkable when compared to similar companies. Applications are simple, stress free and come with zero judgement. I wouldn’t hesitate to refer them to friends, family and strangers. Reviewed on: 15th January 2026

so easy to use the app, staff always friendly

so easy to use the app, staff always friendly Reviewed on: 15th January 2026

Great card

Easy to use app and easy to understand billing Reviewed on: 15th January 2026

Great service and ease of use.

Great service and ease of use. customer service have been excellent, very informative and helpful. Reviewed on: 15th January 2026

No fuss loan, really competitive interest rate and N...

No fuss loan, really competitive interest rate and No nonsense application. Straight forward, money in the bank the same day. Reviewed on: 15th January 2026

Easy to use app and great service.

Easy to use app and great service. Reviewed on: 15th January 2026

Helped me out with a car loan, excellent customer se...

Helped me out with a car loan, excellent customer service and easy to apply Reviewed on: 15th January 2026

Easy to use and great to build credit score and easy...

Easy to use and great to build credit score and easy to stay on top of payments Reviewed on: 15th January 2026

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