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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7476 reviews)

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4.94

Based on 7,476 reviews, last reviewed 18th Jan 2026

28800% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Just what I needed Zopa has helped me understand how to control my finances and given me so many options on how to control my credit rating. The regular notifications he... Read more Reviewed on: 18th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7476)

Review of the Zopa, Smart Saver:

Great savings

I found Zopa using a ‘best savings account’ search. I’d never heard of them before but I liked what I read. It is great interest is compounded monthly and also they changed interest rates up promptly! All in all a great find! Reviewed on: 3rd April 2023

Easy and smart way to manage your money.

Easy and smart way to manage your money. Relax no hassle. They give you comfortable area for life. More time for family. Reviewed on: 15th January 2026

Easy to set yp

The Smart Saver was easy to set up initially and it is easy to create different pots too to keep money for different things separate Reviewed on: 15th January 2026

Zopa loan

Have a credit card and loan. Easy to apply and reasonable rates Reviewed on: 15th January 2026

All round excellent.

All round excellent. App is great, rates are good and customer service excellent Reviewed on: 15th January 2026

Perfect online saving app,easy to use.

Perfect online saving app,easy to use. Reviewed on: 15th January 2026

Efficient in finance management

Efficient in finance management and smart app Reviewed on: 15th January 2026

helpful and courtesy

i have had nothing but helpful and courtesy from customer services when i have had to contact them Reviewed on: 15th January 2026

Easy access to my accounts online

Easy to navigate their website to access my accounts and happy with the products I have had from them. They have been able to help me with any financial needs I have had effectively, efficiently and with all the information I required to I was able to make the choice of products best suited to me Reviewed on: 15th January 2026

Easy to use App.

Easy to use App. Great communication. Helps you feel in control. Thanks Zopa Reviewed on: 15th January 2026

So easy to use and straightforward.

So easy to use and straightforward. I’m so pleased I chose Zopa. Thank you! Reviewed on: 15th January 2026

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