Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7451 reviews)

View other Zopa products

4.94

Based on 7,451 reviews, last reviewed 16th Jan 2026

26300% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Best excellent account I’m Very happy dopa , nice account Reviewed on: 16th January 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews See your review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Zopa Smart Saver reviews (7451)

Review of the Zopa, Smart Saver:

Saving account

Found really easy to open account and love being able see my linked accounts as well. Very good interest rates Reviewed on: 23rd April 2025

Always quick and easy and great rates

Always quick and easy and great rates Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Good rates of interest and the statements are easy to download. Reviewed on: 15th January 2026

Had an excellent experience with Zopa

Had an excellent experience with Zopa Reviewed on: 15th January 2026

More than happy with every aspect of Zopa as an on-l...

More than happy with every aspect of Zopa as an on-line banking service. Reviewed on: 15th January 2026

Top saving rates.

Very good saving rates. Quick and easy to transfer. Easy to use app . Would highly recommend. Reviewed on: 15th January 2026

Easy to set up and monitowatch you money growr account.

Easy to set up and monitor account. App is so easy to understand and shows everything in one place. Was so easy to set up a monthly DD into my account. You can watch ypur money grow.. Reviewed on: 15th January 2026

As I spend the app tells me what I have spent and gi...

As I spend the app tells me what I have spent and given it too. Plus gives me a balance. I can move my savings to my bank in minutes not having to wait for days Reviewed on: 15th January 2026

Very good service - would recommend

Very good service - would recommend Reviewed on: 15th January 2026

A million mile experience

Just the best by far. I could recommend Zopa to anybody wishing to invest. Reviewed on: 15th January 2026

Best personal banking service provider

I have used Zopa for years for saving and borrowing.The service I have received has always been top quality Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed Term Savings
from JN Bank UK 4.86 from 141 reviews
Savings
from Close Brothers Savings 4.89 from 3904 reviews
Savings
from Hanley Economic Building Society 4.81 from 478 reviews

Want to see more from Zopa?

Current account
from Zopa 4.97 from 2173 reviews
Cash ISA
from Zopa 4.94 from 1263 reviews
Personal loan
from Zopa 4.94 from 65247 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub