The Co-operative Bank reviews
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The Co-operative Bank reviews
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Has branches you can visit in-person
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Positioned as being a socially responsible organisation
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FCA approved and regulated
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Manage your account or policy via an app or website
Review summary
People rate this company as Average based on 614 product reviews
Wondering how this rating works?
This score is generated using our own unique scoring method. It combines the 1-5 star ratings left by verified reviewers, when those reviews were submitted and other meaningful data from the reviews.
Across our website, we use the same consistent method and scores which update in real time as new reviews come in.
Latest positive rating
Switched current account to obtain a monetary reward.
Switched current account to obtain a monetary reward. So far, so good.
Latest negative rating
Very unimpressed with my new business account
I have had a business account for one month now. Opening the account was a tedious process with constant requests for more information to prove... I have had a business account for one month now. Opening the account was a tedious process with constant requests for more information to prove my business credentials despite having been trading for 35 years. The mobile banking app is slow and not user friendly. You cannot save any login details so each time you have to enter them afresh.The HID app security token generator is slow and doesn't always work. Despite the website saying you can get physical token generators, no more are in stock, so you're stuck with the HID app. Customer service on phone is slow with long waits. Despite having a high street branch in Southampton, having dropped in with a query, they have informed me that they only support personal account customers and not business accounts which have to use the telephone enquiry line. Interest rates on linked savings account is really poor. Rather disappointingly, I have now discovered that it's one of the worst accounts to link with Xero software, that's going to make MTD reporting even more hassle. Finally, although a really small point, it's annoying that account number and sort code are not printed on the debit card to have the information easily to hand. Very unimpressed. Read more Read less
About The Co-operative Bank
The Co-operative Bank is based in Manchester in the UK.
Founded in 1872, The Co-operative Bank was the first ethical bank. To this day, the company has an ongoing commitment to support the planet, people and communities. The Co-operative Bank was the UK’s first bank to introduce a customer-led Ethical Policy which shaped how it would and wouldn’t use its customers’ money.
The Co-operative Bank offers bank accounts, credit cards, savings, insurance, loans and mortgages.
The Co-operative Bank at a glance
Reviews for The Co-operative Bank
Showing 11 of 614 company reviews • Last reviewed within 7 days
Very unimpressed with my new business account
I have had a business account for one month now. Opening the account was a tedious process with constant requests for more information to prove... I have had a business account for one month now. Opening the account was a tedious process with constant requests for more information to prove my business credentials despite having been trading for 35 years. The mobile banking app is slow and not user friendly. You cannot save any login details so each time you have to enter them afresh.The HID app security token generator is slow and doesn't always work. Despite the website saying you can get physical token generators, no more are in stock, so you're stuck with the HID app. Customer service on phone is slow with long waits. Despite having a high street branch in Southampton, having dropped in with a query, they have informed me that they only support personal account customers and not business accounts which have to use the telephone enquiry line. Interest rates on linked savings account is really poor. Rather disappointingly, I have now discovered that it's one of the worst accounts to link with Xero software, that's going to make MTD reporting even more hassle. Finally, although a really small point, it's annoying that account number and sort code are not printed on the debit card to have the information easily to hand. Very unimpressed. Read more Read less
Switched current account to obtain a monetary reward.
Switched current account to obtain a monetary reward. So far, so good.
Products from The Co-operative Bank
Current account
by The Co-operative BankThe Co-operative (Co-op) current account is a basic account for everyday banking. You can apply for an overdraft as part of your Co-operative current account application, or once your account...
Current account
by The Co-operative BankThe Co-operative (Co-op) current account is a basic account for everyday banking. You can apply for an overdraft as part of your Co-operative current account application, or once your account...
Business Account
by The Co-operative BankThe Co-operative Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at The Co-operative Bank is really...
Business Account
by The Co-operative BankThe Co-operative Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at The Co-operative Bank is really...
Credit card
by The Co-operative BankThe Co-operative Bank have a range of credit cards to choose from. There’s a balance transfer credit card, a three-year fixed rate credit card or a Co-operative members credit card....
Credit card
by The Co-operative BankThe Co-operative Bank have a range of credit cards to choose from. There’s a balance transfer credit card, a three-year fixed rate credit card or a Co-operative members credit card....
Smart Saver
by The Co-operative BankThe Co-operative Bank savings reviews can help you to find out more about life at The Co-operative Bank. How easy is it to contact The Co-operative Bank? And how friendly...
Smart Saver
by The Co-operative BankThe Co-operative Bank savings reviews can help you to find out more about life at The Co-operative Bank. How easy is it to contact The Co-operative Bank? And how friendly...
Mortgage
by The Co-operative BankThe Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...
Mortgage
by The Co-operative BankThe Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...
Deposit Account
by The Co-operative BankCo-op Bank deposit accounts can help you to find out more about this product. Is it right for you? Find out what other Smart Money People have to say!
Deposit Account
by The Co-operative BankCo-op Bank deposit accounts can help you to find out more about this product. Is it right for you? Find out what other Smart Money People have to say!
Student Current Account
by The Co-operative BankThe Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The...
Student Current Account
by The Co-operative BankThe Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The...
Personal Loan
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Personal Loan
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Cash ISA
by The Co-operative BankThe Co-operative Bank have a range of cash ISAs to choose from. Fixed rate cash ISAs from The Co-operative Bank are for one or two years and you’ll need at...
Cash ISA
by The Co-operative BankThe Co-operative Bank have a range of cash ISAs to choose from. Fixed rate cash ISAs from The Co-operative Bank are for one or two years and you’ll need at...
Britannia Fixed Rate Bonds
by The Co-operative BankThe Co-operative Bank bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the The Co-operative Bank's customer...
Britannia Fixed Rate Bonds
by The Co-operative BankThe Co-operative Bank bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the The Co-operative Bank's customer...
Professional and Career Development Fund
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Professional and Career Development Fund
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Investments
by The Co-operative BankThe Co-operative Bank investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with The Co-operative Bank is really like....
Investments
by The Co-operative BankThe Co-operative Bank investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with The Co-operative Bank is really like....
Cash Passport
by The Co-operative BankRead or write your own The Co Operative Bank Cash Passport review at Smart Money People. We collect customer reviews from people like you, so that our community can find...
Cash Passport
by The Co-operative BankRead or write your own The Co Operative Bank Cash Passport review at Smart Money People. We collect customer reviews from people like you, so that our community can find...
Pensions
by The Co-operative BankThe Co-operative Bank pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
Pensions
by The Co-operative BankThe Co-operative Bank pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
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