The Co-operative Bank reviews

The Co-operative Bank reviews
This business hasn't yet registered to manage and respond to reviews on their page. Own this business?. Find out how to register here
-
Has branches you can visit in-person
-
Positioned as being a socially responsible organisation
-
FCA approved and regulated
-
Manage your account or policy via an app or website
Review summary
People rate this company as Average based on 568 product reviews
Latest positive rating
ethical bank.
ethical bank. ethical dealings makes it very appealing. good customer service

Latest negative rating
Don't waste your time with the co-op
Shocking. I applied for a first time buyer mortgage with these lot. Waste of time. They had the best rates at the time so I... Shocking. I applied for a first time buyer mortgage with these lot. Waste of time. They had the best rates at the time so I applied and provided all the paperwork they requested. Then I heard nothing for two weeks. They then asked for some more paperwork, which I provided on the same day it was requested. Then I heard nothing again. After another week they requested a damp survey be completed. I arranged for this to be completed the following week. Then, the day before the survey was due to take place, they rejected me. They rejected me because the property was going to be used as a holiday home and then for my retirement. Why that would cause any issues at all is beyond me. I'd also informed them on the day I applied that that was what the property was going to be used for. The whole process took eight weeks! Why waste my time and risk me losing the property because they were so slow is unforgiveable. They knew from day one what I would be using the property for, but they still made me jump through loads of hoops just to turn me down for something they'd known all along is a shocking way to run a business. The time they took was ridiculous. I applied for a mortgage from santander and two weeks later I was approved for a mortgage. And they were also told the property would be a holiday home and then retirement property and they had no issues with that. Why the co-op wasted my time fir so long without once mentioning that they had an issue with my use of the property is a joke. And why make me get a survey done only to reject my application the day before the survey was due to take place just goes to show how little they care for potential customers. I will never waste my time with this bunch of fools again. Avoid them at all costs. Read more Read less
About The Co-operative Bank
The Co-operative Bank is based in Manchester in the UK.
Founded in 1872, The Co-operative Bank was the first ethical bank. To this day, the company has an ongoing commitment to support the planet, people and communities. The Co-operative Bank was the UK’s first bank to introduce a customer-led Ethical Policy which shaped how it would and wouldn’t use its customers’ money.
The Co-operative Bank offers bank accounts, credit cards, savings, insurance, loans and mortgages.
The Co-operative Bank at a glance
Reviews for The Co-operative Bank
Showing 11 of 568 company reviews • Last reviewed within 7 days
ethical bank.
ethical bank. ethical dealings makes it very appealing. good customer service
low rate credit card with interest free periods on p...
low rate credit card with interest free periods on purchases, low balance transfer fees
Products from The Co-operative Bank
Current Account
by The Co-operative BankThe Co-operative (Co-op) Bank Current Account is a free account designed for everyday banking. Customers can redeem rewards for themselves or for charity. The mobile banking app also has a...
Current Account
by The Co-operative BankThe Co-operative (Co-op) Bank Current Account is a free account designed for everyday banking. Customers can redeem rewards for themselves or for charity. The mobile banking app also has a...
Business Account
by The Co-operative BankThe Co-operative Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at The Co-operative Bank is really...
Business Account
by The Co-operative BankThe Co-operative Bank business banking reviews at Smart Money People are helping other business people to fund out what being a business banking customer at The Co-operative Bank is really...
Credit Card
by The Co-operative BankThe Co-operative Bank Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do The Co-operative...
Credit Card
by The Co-operative BankThe Co-operative Bank Credit Card reviews can help you to find out about the pros and cons of the Credit Card credit card. What kind of features do The Co-operative...
Smart Saver
by The Co-operative BankThe Co-operative Bank savings reviews can help you to find out more about life at The Co-operative Bank. How easy is it to contact The Co-operative Bank? And how friendly...
Smart Saver
by The Co-operative BankThe Co-operative Bank savings reviews can help you to find out more about life at The Co-operative Bank. How easy is it to contact The Co-operative Bank? And how friendly...
Mortgage
by The Co-operative BankThe Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...
Mortgage
by The Co-operative BankThe Co-operative Bank mortgage reviews can help you to find out what other Smart Money People have to say about what could be your biggest ever financial purchase. Smart Money...
Deposit Account
by The Co-operative BankCo-op Bank deposit accounts can help you to find out more about this product. Is it right for you? Find out what other Smart Money People have to say!
Deposit Account
by The Co-operative BankCo-op Bank deposit accounts can help you to find out more about this product. Is it right for you? Find out what other Smart Money People have to say!
Student Current Account
by The Co-operative BankThe Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The...
Student Current Account
by The Co-operative BankThe Co-operative Bank Student Account is a free account. Customers can benefit from an interest-free overdraft, with a further year after graduating to pay off the overdraft without interest. The...
Cash ISA
by The Co-operative BankThe Co-operative Bank have a range of cash ISAs to choose from. Fixed rate cash ISAs from The Co-operative Bank are for one or two years and you’ll need at...
Cash ISA
by The Co-operative BankThe Co-operative Bank have a range of cash ISAs to choose from. Fixed rate cash ISAs from The Co-operative Bank are for one or two years and you’ll need at...
Britannia Fixed Rate Bonds
by The Co-operative BankThe Co-operative Bank bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the The Co-operative Bank's customer...
Britannia Fixed Rate Bonds
by The Co-operative BankThe Co-operative Bank bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the The Co-operative Bank's customer...
Personal Loan
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Personal Loan
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Professional and Career Development Fund
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Professional and Career Development Fund
by The Co-operative BankThe Co-operative Bank personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our The...
Cash Passport
by The Co-operative BankRead or write your own The Co Operative Bank Cash Passport review at Smart Money People. We collect customer reviews from people like you, so that our community can find...
Cash Passport
by The Co-operative BankRead or write your own The Co Operative Bank Cash Passport review at Smart Money People. We collect customer reviews from people like you, so that our community can find...
Investments
by The Co-operative BankThe Co-operative Bank investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with The Co-operative Bank is really like....
Investments
by The Co-operative BankThe Co-operative Bank investment reviews from our Smart Money People can help you to get the inside track on what having a portfolio with The Co-operative Bank is really like....
Pensions
by The Co-operative BankThe Co-operative Bank pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
Pensions
by The Co-operative BankThe Co-operative Bank pension reviews written by Smart Money People like you. For many of us, our pension is an important part of our financial future. Finding a pension provider...
We are Smart Money People
Join 2 million active users who make better financial decisions with the power of reviews.
Create an accountProtecting trust by verifying companies and reviewers
The only site that specialises in financial services
Providing everyday people with a voice