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Nationwide: FlexAccount reviews

4.45
Based on 1,013 reviews, last reviewed 27th Feb 2026
7000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
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3%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Ethical, trustworthy and I'm a member I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewar... Read more Reviewed on: 22nd February 2026
clairesalem2018@gmail.com's avatar
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Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (1013)

I love the way nationwide randomly sends out an emai...

5
I love the way nationwide randomly sends out an email saying that they are going to be giving out £100 to people who qualify for it Reviewed on: 24th May 2024

Moral but largely ineffective

5
Nationwide have again sent out notification that selected customers will be receiving £100. This is an interesting way for a building society to reward customers, especially as the interest rates are very low to non-existent. Nationwide is trustworthy to my mind, but probably not the right choice for anyone trying to be savvy about money. Their lack of branches near me (in a busy urban area) is a big failing sadly. Reviewed on: 24th May 2024

Online is excellent, physical Branch a winner!

5
Online access (and security) is excellent, and if I need to deposit a cheque or cash they have a PHYSICAL BRANCH I can access in nearby Manchester City Centre - with friendly and helpful staff. I also like their organisational set-up and investment policy - one of the main reasons I opened my account with them. Reviewed on: 24th May 2024

Good ethical banking option...

5
Good for those wanting a more ethical approach to banking. Excellent app and product range. Reviewed on: 24th May 2024

Reliable and honest banking- always friendly and tru...

4
Reliable and honest banking- always friendly and trustworthy- would recommend it to family and friends Reviewed on: 24th May 2024

Nice easy app and £100 profit share

5
Nice easy app to use and really like the £100 profit share incentive Reviewed on: 24th May 2024

Brilliant banking app that is clear to use.

5
Brilliant banking app that is clear to use. Great that it’s a building society as I didn’t want my money being invested in unethical pursuits. Reviewed on: 24th May 2024

Excellent bank so glad I made the switch.

5
Excellent bank so glad I made the switch. Professional and friendly, branches easily located. Reviewed on: 24th May 2024

Best customer service.

5
Best customer service. Any issues have always been resolved quickly and they definitely know how to look after their customers! Wouldn’t bank with anyone else Reviewed on: 24th May 2024

Customer for 17 years.

5
Been with Nationwide for 17 years without any problems whatsoever. Reviewed on: 23rd May 2024

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