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Nationwide: FlexAccount reviews

4.45
Based on 1,013 reviews, last reviewed 27th Feb 2026
7000% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
73%
See only 4 star reviews
15%
See only 3 star reviews
3%
See only 2 star reviews
1%
See only 1 star reviews
8%

Latest highest rating:

5

Ethical, trustworthy and I'm a member I moved to nationwide because I find the majority of other banks unethical but nationwide is not just ethical, it also is a building society and rewar... Read more Reviewed on: 22nd February 2026
clairesalem2018@gmail.com's avatar
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Latest lowest rating:

1

The worst banking ever don’t do it The Nationwide is the worst banking ever. Don’t get fooled they’re nice because they give out free money! They have a problem with their banking app. ... Read more Reviewed on: 27th February 2026
MoominsPie 's avatar
MoominsPie

About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (1013)

Review of the Nationwide, FlexAccount:

I have been banking with them for 19 years its a go...

5
I have been banking with them for 19 years its a good bank Reviewed on: 3rd February 2025

Good

5
Good building society. Excellent service time on time. Reviewed on: 3rd March 2023

Easy to use app.

5
I always find the banking app very easy to use. Customer service is good. Reviewed on: 28th February 2023

Pretty good interest rates and superb in-person support

4
I had an in person consultation to get set up and the staff were so knowledgeable and friendly. The whole thing was so easy to do and get set up. The system of having a current account attached to the savings is so smart, and helps me as a student start to think about my future, whilst also have the option to withdraw. Reviewed on: 28th February 2023

Best traditional bank you can choose

5
Nationwide was a bit slower than other traditional banks at making it to this century, with in app card freezing and payment authentication taking a while to be implemented. Since it has been implemented it's been the best traditional bank available. When I bought my first house, Nationwide sent me a little welcome package. Service is always friendly. I've had to ask Nationwide for all sorts of requests over the years and they've always been brilliant with little waiting time. If you want a bank you can rely on which also has in person branches, then go for Nationwide. Reviewed on: 28th February 2023

Great product

5
great website and app and ethical company Reviewed on: 28th February 2023

Average

3
I would say its OK i do think the monthly charge is very high. Reviewed on: 24th February 2023

Great account, easy to use app, quality service!

5
I have been with nationwide for several years now and fully intend on staying with them for the foreseeable! Reviewed on: 22nd February 2023

Best bank going

5
I've never had a single problem with Nationwide, and when I've needed them for anything it's been very painless. I work for another bank (who I shall not name) and their service/processes are horrific in comparison Reviewed on: 22nd February 2023

Very good bank

4
Good customer support, wide range of products. Reviewed on: 21st February 2023

Fantastic, supportive banking

5
Never had any issues with Nationwide, they have been fantastic whenever I’ve needed to contact them. I recently had a fraud issue and they dealt with it quickly and most important, kindly. Impeccable customer service. Reviewed on: 21st February 2023

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