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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.39 (870 reviews)

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4.38

Based on 870 reviews, last reviewed 11th Mar 2025

1533% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

70%

17%

Latest highest rating:

5

They are the best on various areas like both Mobile... They are the best on various areas like both Mobile Application and Customer Value. Reviewed on: 11th March 2025

Latest lowest rating:

1

So far an absolute joke of an establishment. So far an absolute joke of an establishment. I'm honestly stunned this is the same bank that is supposed to be regarded so highly for customer service... Read more Reviewed on: 27th February 2025

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave...

Nationwide FlexAccount reviews (870)

Review of the Nationwide, FlexAccount:

So far an absolute joke of an establishment.

So far an absolute joke of an establishment. I'm honestly stunned this is the same bank that is supposed to be regarded so highly for customer service. I recently switched and of the 3 employees I've dealt with so far all 3 have managed to show total incompetence or disregard for any sort of detail. As such I'm currently making a complaint, to which I got an email this morning which I've pasted below. I'm writing regarding your complaint about incorrect information provided reg... ards your eligibility for the switch incentive. Looking at all the evidence that is available I am unable to uphold your complaint. As the outcome you were looking for was a payment of £250 for the switch incentive that you are not eligible for, I am unable to make such a compensatory payment. Please let me know if you accept this outcome. This is incorrect in many parts, the most basic mistake is the amount. The incentive was £175, not £250. Next, I have not asked for or discussed a compensatory payment. I have not asked why I didn't receive it. I have simply asked why I was lead to believe on the on line chat last week before the switch completed I was eligible for the incentive. I actually asked 3 times as the idiot replying wouldnt give a straight answer. Then 2/3 days after the switch was complete I received notification that I wasn't. The next employee on the online chat was continuously trying to get rid of me, apparently when using the banking app the chat isn't in the app. Even though I signed into the banking app and followed the links in the banking app, I was told I would have to sign out of the banking app and then back into the banking app and start a new chat with a new colleague who could take me through security. Funny because I didn't sign out and start a new chat, the same girl then took me through security anyway!! This all lead to the complaint being logged and my loss of will to go on. Alas, the email today. She can't "uphold my complaint", what does that even mean? That she doesn't agree with it? She hasn't mentioned what evidence she has looked at. Hasn't aplogised, has referred to a compensatory amount I've never mentioned or has previously been brought up, hasn't answered my initial query either. And at the end asked for me to give them an answer but left just a branch phone number to contact them on?!! Is this actually amature hour? Clearly I have lost all confidence in Nationwide, I shall be leaving as soon as possible after filing complaints with the financial ombudsman and the fca. I don't see how they couldn't have stated before completion, when I asked directly 3 times, that I wouldn't be eligible for the incentive. Now they have switched, closed my old account, and made a notch on my credit score. I highly recommend to anyone that they avoid Nationwide, they're a complete fraud. Reviewed on: 27th February 2025

Customer of 30 years standing

I have been a customer of Nationwide for over 30 years. In that time I have found them helpful any time I have contacted them by phone, email or face to face. They have been mortgage providers for the 3 houses I have bought and they will continue to be my choice for banking, savings, insurances etc. Reviewed on: 26th February 2025

Good bank with good values.

I have enjoyed this account. Nationwide is a good bank, with good values (re fossil fuels etc). I have never had a problem with them, and the online app is very useful to manage and view my money. I like the ability to have two connected accounts. Reviewed on: 26th February 2025

Nationwide have been excellent

I moved to Nationwide last year from TSB and have been very impressed. Ease of use, clear statements and easy transfer of money. Only had to call them once but found them very helpful. Security seems good with use of card reader, passcodes etc. Reviewed on: 26th February 2025

Over 8 years now with Nationwide

I've banked with Nationwide for over 8 years now. They are brilliant, you get all share reward for being a loyal customer each year like a little bonus which is always a plus and they are always on hand to help customer service wise. Reviewed on: 26th February 2025

Good response to any queries.

Good response to any queries. Generally fair rates. Reviewed on: 26th February 2025

Been with Nationwide for about 20 years.

Been with Nationwide for about 20 years. Always been good at resolving issues Reviewed on: 26th February 2025

can easily visit my local branch.

can easily visit my local branch. Staff are always very helpful. Reviewed on: 26th February 2025

Very helpful efficient banking excellent, recently s...

Very helpful efficient banking excellent, recently suffered a scam which was sorted instantly Reviewed on: 26th February 2025

Always Excellent

Have banked with Nationwide since the 1980s, having tried all the other major banks in the previous 10 years. They have always excelled. Reviewed on: 26th February 2025

Problem free.

Easy to use app. Easy money transfers. Competitive savings rates. Loyalty bonus. I have had no problems in the five years I have been withNationwide. Reviewed on: 26th February 2025

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