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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.41 (934 reviews)

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4.40

Based on 934 reviews, last reviewed 17th Dec 2025

100% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

71%

16%

Latest highest rating:

5

Great experience with nationwide, plenty of branches... Great experience with nationwide, plenty of branches and good service. Reviewed on: 12th September 2025

Latest lowest rating:

1

ABSOLUTELY DONT EVEN THINK ABOUT IT ABSOLUTELY DONT EVEN THINK ABOUT IT OMG DIDNT REALISE THEY HAD SUCH A DISGUSTING SCORE ON TRUSTPILOT 1.9 That’s ATROCIOUS, I wonder why. PIN YOUR EA... Read more Reviewed on: 17th December 2025

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

Nationwide FlexAccount reviews (934)

Review of the Nationwide, FlexAccount:

So far an absolute joke of an establishment.

So far an absolute joke of an establishment. I'm honestly stunned this is the same bank that is supposed to be regarded so highly for customer service. I recently switched and of the 3 employees I've dealt with so far all 3 have managed to show total incompetence or disregard for any sort of detail. As such I'm currently making a complaint, to which I got an email this morning which I've pasted below. I'm writing regarding your complaint about incorrect information provided regards your eligibility for the switch incentive. Looking at all the evidence that is available I am unable to uphold your complaint. As the outcome you were looking for was a payment of £250 for the switch incentive that you are not eligible for, I am unable to make such a compensatory payment. Please let me know if you accept this outcome. This is incorrect in many parts, the most basic mistake is the amount. The incentive was £175, not £250. Next, I have not asked for or discussed a compensatory payment. I have not asked why I didn't receive it. I have simply asked why I was lead to believe on the on line chat last week before the switch completed I was eligible for the incentive. I actually asked 3 times as the idiot replying wouldnt give a straight answer. Then 2/3 days after the switch was complete I received notification that I wasn't. The next employee on the online chat was continuously trying to get rid of me, apparently when using the banking app the chat isn't in the app. Even though I signed into the banking app and followed the links in the banking app, I was told I would have to sign out of the banking app and then back into the banking app and start a new chat with a new colleague who could take me through security. Funny because I didn't sign out and start a new chat, the same girl then took me through security anyway!! This all lead to the complaint being logged and my loss of will to go on. Alas, the email today. She can't "uphold my complaint", what does that even mean? That she doesn't agree with it? She hasn't mentioned what evidence she has looked at. Hasn't aplogised, has referred to a compensatory amount I've never mentioned or has previously been brought up, hasn't answered my initial query either. And at the end asked for me to give them an answer but left just a branch phone number to contact them on?!! Is this actually amature hour? Clearly I have lost all confidence in Nationwide, I shall be leaving as soon as possible after filing complaints with the financial ombudsman and the fca. I don't see how they couldn't have stated before completion, when I asked directly 3 times, that I wouldn't be eligible for the incentive. Now they have switched, closed my old account, and made a notch on my credit score. I highly recommend to anyone that they avoid Nationwide, they're a complete fraud. Reviewed on: 27th February 2025

Great app and an actual branch in my town!

Great app and an actual branch in my town! Staff in branch are friendly, professional and helpful and provide an excellent service in a diverse community. Good products with my account, insurances etc save a lot of time, money and hassle. Reviewed on: 10th April 2025

Always been there when needed and customer service i...

Always been there when needed and customer service is excellent Reviewed on: 6th April 2025

Best bank

Have enjoyed good service. They are very efficient and prompt Reviewed on: 3rd April 2025

The Nationwide has gone down hill

The Nationwide has gone down hill and make great play about being a mutual but cannot compete with the smaller new banks on their interest rates as they are very inefficient. They have been giving bonuses to some customers in a unfair way instead of paying higher interest rates. They also have some headline rate accounts to make people believe they pay high rates but you can only invest spall amounts in these accounts. Reviewed on: 3rd April 2025

Always very helpful , polite and efficient.

Always very helpful , polite and efficient. Any issues are sorted out promptly and with extra courtesy Reviewed on: 3rd April 2025

Excellent access through local branch.

Excellent access through local branch... so important to speak to real person. Plus easy to use banking app giving best both worlds. Great insurance cover albeit fee has increased over last couple years. Reviewed on: 2nd April 2025

Great and super helpful.

Nationwide are so easy to deal with. The online banking app is simple and easy to use. When I’ve needed to talk on the phone I’ve got through quickly and they have been super helpful. In branch is the same. Helpful, friendly and knowledgeable Reviewed on: 2nd April 2025

Great customer focused assistance

Very good information & excellent customer service Reviewed on: 2nd April 2025

Bless you nationwide for staying on the High St

Bless you nationwide for promising not to shut my local branch till at least 2028 xx Reviewed on: 2nd April 2025

Great site, easy to use...

Great site, easy to use In branch, staff helpful and friendly Reviewed on: 2nd April 2025

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