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Nationwide: FlexAccount reviews

Name: FlexAccount
Rating: 4.41 (933 reviews)

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4.41

Based on 933 reviews, last reviewed 12th Oct 2025

91% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

71%

16%

Latest highest rating:

5

Great experience with nationwide, plenty of branches... Great experience with nationwide, plenty of branches and good service. Reviewed on: 12th September 2025

Latest lowest rating:

1

RACIAL PROFILING AT THE NATIONWIDE BARKING BRANCH! As a middle-aged Black professional who had worked in senior corporate administration in some of the biggest companies in the UK, I have experienced m... Read more Reviewed on: 12th October 2025

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About this product

Nationwide’s FlexAccount is a current account with no monthly fee.

If you’re eligible for an overdraft, the first £50 is interest free. Nationwide will open a savings account for you with your new current account. Taking a current account with Nationwide makes you eligible for access to exclusive savings accounts.

Nationwide FlexAccount reviews help you find out what it’s really like to be a customer. If you’ve used Nationwide before, you can also leave a review and share your experience.

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Nationwide FlexAccount reviews (933)

Interest rate went down!

I hate that I used to get 1.5% interest on my current account and then one day got a letter saying "we are changing your interest to 0%" but it was announced as if it was a positive thing. It was really weird (and not cool!). Reviewed on: 3rd February 2016

Positive experience

Nationwide are a great bank to bank with. Their staff are friendly and helpful and the online banking app is easy to use. Reviewed on: 31st January 2016

Fabulous Service

I love the way that purchases are deducted immediately from the money that I have in my bank before my statement is updated..This always ensures that I never go overdrawn. Reviewed on: 27th January 2016

Best customer service

I have been banking with them for years and I have had very few problems which have been resolved promptly and effectively. It is account that will not let down just after a year Reviewed on: 26th January 2016

Excellent service

I have been with Nationwide for 29 years and I have had nothing short of excellent service from them whenever I need them. There customer service is second to none and they are always my go to! Reviewed on: 12th January 2016

never a problem

Nationwide have a fantastic option where they let you know by text when your account goes over or under a certain amount which you set yourself. There is also the option for getting text messages to tell you something is due to be paid and there is not enough money in your account so you have time to top up. I rarely ring them but when I do the call handlers are always polite and helpful. On the occasions I have sent a message they have always replied within the three working days they promise and usually sooner. I like my account. I cannot go overdrawn. I cannot be tempted by an overdraft. In fact the only gripe is charges which are my own fault any way and I don't know of a bank that doesn't charge! Even if I did I wouldn't want to move. Reviewed on: 5th January 2016

An account which gave me a chance

I had a lot of financial problems and could not find a bank that would give me any type of account at all, so I found out about Nationwide Flexaccount and have never been happier. It is a basic account which is what I need, it means that I cannot really get into any more difficulty. Reviewed on: 4th January 2016

Good account

I have had an account with the Nationwide for more than 30 years and have never experienced any major problems. However, I am thinking bout changing as you really need to be a new customer to get the full advantages available. Reviewed on: 30th December 2015

Easy to use card & mobile app

I have been with nationwide for years since I was a kid. My current account is perfect for me & the banking app is so easy to use with a direct line that takes you straight to an advisor weekdays evenings & weekends ! Without queueing Reviewed on: 29th December 2015

Simple Basic Account

A very basic bank account for those who need no bells or whistles, compared to other banks Nationwide is easy to deal with via online banking and email which is important for me as a customer who is unable to use a telephone. They keep me well informed and no worry about unfair bank charges. The only issue I have is that they seem to have fewer branches than other banks locally here in North Tyneside so if I need to go talk to them in person or put in money it's a little more tricky. Otherwise no problems with them. Reviewed on: 24th December 2015

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